How do I set and stick to my financial goals?

• Be Specific
  Your financial goals should be clear and specific. Instead of setting a vague goal like "save money," try to set a specific target like "save GHS 15,000 by the end of the year."
• Be Realistic:
  Your financial goals should be achievable and realistic. Don't set a goal that's so far out of reach that it becomes demotivating.
  
  
• Set a Deadline
  Setting a deadline for your financial goals can help you stay focused and motivated. Make sure to set a specific date by which you want to achieve your goal.
  
  
• Break it Down
  If your financial goal is significant, try breaking it down into smaller, more manageable goals. This can help you to track your progress and stay motivated.
  
  
• Write it Down
  Writing down your financial goals can make them feel more tangible and real. Consider creating a vision board or a list of goals that you can refer to regularly.
  
  
• Track Your Progress
  Regularly track your progress towards your financial goals. This can help you to stay on track and make any necessary adjustments along the way.
  
  
• Celebrate Your Successes
  Celebrate your successes along the way, even if they're small. Recognizing your achievements can help you stay motivated and committed to achieving your financial goals.

By following these tips, you can set effective financial goals that are specific, realistic, and achievable. Remember, setting financial goals is just the first step towards achieving financial freedom. You also need to develop a plan, stay disciplined, and seek professional advice when needed to help you achieve your financial goals